LEGAL SERVICES

At Mortgages Explained we have access to some of the best legal practices in the country; these practices score very highly on service and cost. While Mortgages Explained & Intrinsic are not responsible for the service or advice offered by these solicitors we do have dedicated points of contact within the practices that are responsible for ensuring that our clients are well looked after and for giving you peace of mind.

Click here Complete A Legal Services or Conveyancing Enquiry Form

Our Solicitors Can Assist You With The Following;

Conveyancing

Writing or Amending your Will

Creating a Lasting Power of Attorney

Administering Your Estate

Inheritance Tax Issues

Trusts

Conveyancing

Our solicitors recognise that the two things you want most when buying or selling a property are to be kept informed of progress and to get things done as quickly and efficiently as possible.

Our solicitors often have 24/7 online case tracking services and their investment in online access to title deeds, in-house personal searches and direct computer links to the Land Registry, means that things get done in days and not weeks.

Mortgages Explained have access to some of the largest and most technologically advanced conveyancing teams in the country that really do endeavour to treat every conveyance as if it were their own. They are often members of the Law Society's Conveyancing Quality Scheme - the mark of excellence for the home buying process.

Most importantly our solicitors are dedicated to keeping their costs transparent. Fixed fees are agreed at the outset with everything explained in clear and simple terms.

Wills

We all know that a Will is something we should all get around to but in reality it becomes one of those things that gets put way down the list of priorities unless something happens in your life to a family member, friend or colleague.

There are always trigger points in our customers’ lives, some are happy and some are obviously difficult. That is why we are here for them.

Some of the key trigger points to make you consider putting a Will in place, or updating an existing Will can include;

The birth of a child or grandchild

Marriage

Divorce

Moving house

Death of a family member

Setting up a business

Someone in your Will dies

You inherit money

The size of your estate increases

We passionately believe that everyone should have their own personal Will put in place to ensure that what you have worked so hard for, passes to the people you most wish to benefit.

A Will is the only legal document that allows you to state clearly who should be appointed as Guardians for your children. If only for that reason, surely every parent with children under 16 years of age should put a Will in place.

The vast majority of people put off making a Will, believing that the people they would wish to inherit will automatically do so or because they think having a Will drawn up is too complicated or expensive.

The reality is that without a Will, even the most seemingly insignificant assets may go to the wrong person or to the State. Our Will writers provide Will drafting services that are cost effective and presented in plain English so that the entire process is easy and seamless for our customers.

If you do not have a Will

Minor children could be taken into care whilst Guardians are appointed

Your spouse or civil partner will not automatically inherit ALL of your estate

Common Law partners may not receive anything at all

People outside of your immediate family are unlikely to benefit

Lengthy disputes and delays are likely to prevent your beneficiaries from receiving the funds they need to settle your estate and benefit in the way you intend

Take control into your hands and contact us today.

WHY DO I NEED A LASTING POWER OF ATTORNEY (LPA)?

There may come a time in your life when you are unable to manage your financial affairs or personal welfare, owing to some form of incapacity. To protect you and ensure the right decisions are made, you will need someone you trust to act on your behalf.

If you were to become incapacitated due to injury or illness, who do you TRUST to make important care and financial decisions on your behalf? Without a Lasting Power of Attorney, the decision is out of your hands.

Don’t leave this critical decision to others, who may or may not have your best interests at heart – protect yourself, your family and your hard-earned assets with a Lasting Power of Attorney today. We know of customers who needed an LPA but couldn’t have one because they left it too late. The process of then going to the Court of Protection to take over the affairs of their loved one then became expensive, involved months of waiting and was soul destroying for the families involved.

ESTATE ADMINISTRATION

OUR SPECIALISTS CAN HELP YOU AT A DISTRESSING TIME

If you need help now that someone close to you has passed away, WITH OR WITHOUT A WILL, our specialists offer a cost-effective personal estate administration service at an agreed fixed fee, not a never ending hourly rate as with most solicitors or banks. Navigating your way through the system can be confusing, complicated and time consuming. Let our solicitors help you and take the worry and anxiety away at a very difficult time.

Our specialists provide a bespoke, caring and personalised service designed to relieve the stress and worry involved with settling your loved one’s affairs.

“Probate” is the process of proving a Will and everything that is involved in sorting out the assets and liabilities of someone when they die. Where there is a Will, then the executors are responsible for this, but if the person dies without a Will (i.e. intestate) then the law sets out who is able to apply to administer the estate.

Sometimes this process is straightforward and there are even some cases where a Grant of Probate is not needed, for instance where assets pass automatically to a surviving joint owner.

However, the administration of a deceased’s estate is a significant task for which the executors are personally liable.  It has many different aspects and there are a number of pitfalls, that the average person will not be aware of.

Our specialists understand how difficult this can be at a very distressing time for everyone involved and that is why our solicitors provide a professional and understanding service.

They're here to help you

Estate administration can be a lengthy process but our specialists can help you as much or as little as you wish. All you need to do is fill in the form to the right >

TRUST PLANNING – WHAT IS A TRUST?

Quite simply, a Trust is a box that you can place your assets into, in order to protect your estate or your intended beneficiaries, from the threats of probate costs, sideways disinheritance, divorce or bankruptcy of your beneficiaries, remarriage or inheritance tax.

Trust planning is a very specialised area of law and we have access to solicitors that are expert in this field. Be very careful to ensure that this is dealt with by specialists.

A Trust has the ability to:

Prevent your direct bloodline (children and grandchildren) losing out in the event of your dying and your surviving partner remarrying. If you simply leave your estate to your partner and they remarry and subsequently die, it is common for the estate your partner inherited from you to pass to the family of the new partner. A Trust can stop this

Prevent an inheritance left to a child who is facing problems (divorce, bankruptcy) can be distributed to that child in such a way that it won’t be squandered or misused

Prevent the situation arising whereby a child with disabilities could lose benefits if they inherit from you through a Will. Inheriting via a Trust means that benefits are not affected

any assets that are held in a Trust can be distributed immediately – thereby removing the need, cost and time delays of probate

Trusts are far more than just a potentially tax efficient way of protecting and gifting assets for the next generation. They provide welcome protection for young children or vulnerable beneficiaries. We can help you set up and manage effective trust planning, providing you with peace of mind.

As a married couple (or civil partnership), what happens if one partner dies prematurely and the survivor remarries?

This is the most common question we are asked by customers of all ages! In short, if you have left everything to your partner in a Will or you jointly own the house or any other asset with them, the survivor receives what you leave them in a Will or the asset you jointly owned with them.

However what if you want to ensure your children from this relationship or indeed a previous relationship inherit your share of the house for example? If you have left it to your surviving partner and they then meet a new partner, how can you guarantee that your children will get your share? This is why you need to be talking to us about trusts planning.

NOTE: WELL STRUCTURED WILLS AND TRUSTS CAN ASSIST IN THE ESTATE PLANNING AND MITIGATION OF POTENTIAL INHERITANCE TAX.

ALL LEGAL SERVICES ARE PROVIDED BY 3rd PARTIES, MORTGAGES EXPLAINED AND INTRINSIC ARE NOT RESPONSIBLE FOR THE SERVICE OR ADVICE PROVIDED.

The Financial Conduct Authority does not regulate on Will Writing, Trust Planning, Estate Planning or Lasting Power of Attorney.

Mortgage Adviser Plymouth Mortgage Advice Plymouth

Conveyancing Quote

The Financial Conduct Authority does not regulate on Conveyancing.

Mortgage Adviser Plymouth Mortgage Advice Plymouth

Enquiry TODAY

ALL LEGAL SERVICES ARE PROVIDED BY 3rd PARTIES, MORTGAGES EXPLAINED AND INTRINSIC ARE NOT RESPONSIBLE FOR THE SERVICE OR ADVICE PROVIDED.

LEGAL SERVICES

At Mortgages Explained we have access to some of the best legal practices in the country; these practices score very highly on service and cost. While Mortgages Explained & Intrinsic are not responsible for the service or advice offered by these solicitors we do have dedicated points of contact within the practices that are responsible for ensuring that our clients are well looked after and for giving you peace of mind.

Click here Complete A Legal Services or Conveyancing Enquiry Form

Our Solicitors Can Assist You With The Following;

  • Conveyancing
  • Writing or Amending your Will
  • Creating a Lasting Power of Attorney
  • Administering Your Estate
  • Inheritance Tax Issues
  • Trusts

Conveyancing

Our solicitors recognise that the two things you want most when buying or selling a property are to be kept informed of progress and to get things done as quickly and efficiently as possible.

Our solicitors often have 24/7 online case tracking services and their investment in online access to title deeds, in-house personal searches and direct computer links to the Land Registry, means that things get done in days and not weeks.

Mortgages Explained have access to some of the largest and most technologically advanced conveyancing teams in the country that really do endeavour to treat every conveyance as if it were their own. They are often members of the Law Society's Conveyancing Quality Scheme - the mark of excellence for the home buying process.

Most importantly our solicitors are dedicated to keeping their costs transparent. Fixed fees are agreed at the outset with everything explained in clear and simple terms.

Wills

We all know that a Will is something we should all get around to but in reality it becomes one of those things that gets put way down the list of priorities unless something happens in your life to a family member, friend or colleague.

There are always trigger points in our customers’ lives, some are happy and some are obviously difficult. That is why we are here for them.

Some of the key trigger points to make you consider putting a Will in place, or updating an existing Will can include;

  • The birth of a child or grandchild
  • Marriage
  • Divorce
  • Moving house
  • Death of a family member
  • Setting up a business
  • Someone in your Will dies
  • You inherit money
  • The size of your estate increases

We passionately believe that everyone should have their own personal Will put in place to ensure that what you have worked so hard for, passes to the people you most wish to benefit.

A Will is the only legal document that allows you to state clearly who should be appointed as Guardians for your children. If only for that reason, surely every parent with children under 16 years of age should put a Will in place.

The vast majority of people put off making a Will, believing that the people they would wish to inherit will automatically do so or because they think having a Will drawn up is too complicated or expensive.

The reality is that without a Will, even the most seemingly insignificant assets may go to the wrong person or to the State. Our Will writers provide Will drafting services that are cost effective and presented in plain English so that the entire process is easy and seamless for our customers.

If you do not have a Will

  • Minor children could be taken into care whilst Guardians are appointed
  • Your spouse or civil partner will not automatically inherit ALL of your estate
  • Common Law partners may not receive anything at all
  • People outside of your immediate family are unlikely to benefit
  • Lengthy disputes and delays are likely to prevent your beneficiaries from receiving the funds they need to settle your estate and benefit in the way you intend

Take control into your hands and contact us today.

Mortgage Adviser Plymouth Mortgage Advice Plymouth

Conveyancing Form

The Financial Conduct Authority does not regulate on Conveyancing.

Enquiry Form

ALL LEGAL SERVICES ARE PROVIDED BY 3rd PARTIES, MORTGAGES EXPLAINED AND INTRINSIC ARE NOT RESPONSIBLE FOR THE SERVICE OR ADVICE PROVIDED.

 WHY DO I NEED A LASTING POWER OF ATTORNEY (LPA)?

There may come a time in your life when you are unable to manage your financial affairs or personal welfare, owing to some form of incapacity. To protect you and ensure the right decisions are made, you will need someone you trust to act on your behalf.

If you were to become incapacitated due to injury or illness, who do you TRUST to make important care and financial decisions on your behalf? Without a Lasting Power of Attorney, the decision is out of your hands.

Don’t leave this critical decision to others, who may or may not have your best interests at heart – protect yourself, your family and your hard-earned assets with a Lasting Power of Attorney today. We know of customers who needed an LPA but couldn’t have one because they left it too late. The process of then going to the Court of Protection to take over the affairs of their loved one then became expensive, involved months of waiting and was soul destroying for the families involved.

ESTATE ADMINISTRATION

OUR SPECIALISTS CAN HELP YOU AT A DISTRESSING TIME

If you need help now that someone close to you has passed away, WITH OR WITHOUT A WILL, our specialists offer a cost-effective personal estate administration service at an agreed fixed fee, not a never ending hourly rate as with most solicitors or banks. Navigating your way through the system can be confusing, complicated and time consuming. Let our solicitors help you and take the worry and anxiety away at a very difficult time.

Our specialists provide a bespoke, caring and personalised service designed to relieve the stress and worry involved with settling your loved one’s affairs.

“Probate” is the process of proving a Will and everything that is involved in sorting out the assets and liabilities of someone when they die. Where there is a Will, then the executors are responsible for this, but if the person dies without a Will (i.e. intestate) then the law sets out who is able to apply to administer the estate.

Sometimes this process is straightforward and there are even some cases where a Grant of Probate is not needed, for instance where assets pass automatically to a surviving joint owner.

However, the administration of a deceased’s estate is a significant task for which the executors are personally liable.  It has many different aspects and there are a number of pitfalls, that the average person will not be aware of.

Our specialists understand how difficult this can be at a very distressing time for everyone involved and that is why our solicitors provide a professional and understanding service.

They're here to help you

Estate administration can be a lengthy process but our specialists can help you as much or as little as you wish. All you need to do is fill in the form to the right >

TRUST PLANNING – WHAT IS A TRUST?

Quite simply, a Trust is a box that you can place your assets into, in order to protect your estate or your intended beneficiaries, from the threats of probate costs, sideways disinheritance, divorce or bankruptcy of your beneficiaries, remarriage or inheritance tax.

Trust planning is a very specialised area of law and we have access to solicitors that are expert in this field. Be very careful to ensure that this is dealt with by specialists.

A Trust has the ability to:

  • Prevent your direct bloodline (children and grandchildren) losing out in the event of your dying and your surviving partner remarrying. If you simply leave your estate to your partner and they remarry and subsequently die, it is common for the estate your partner inherited from you to pass to the family of the new partner. A Trust can stop this
  • Prevent an inheritance left to a child who is facing problems (divorce, bankruptcy) can be distributed to that child in such a way that it won’t be squandered or misused
  • Prevent the situation arising whereby a child with disabilities could lose benefits if they inherit from you through a Will. Inheriting via a Trust means that benefits are not affected
  • any assets that are held in a Trust can be distributed immediately – thereby removing the need, cost and time delays of probate

Trusts are far more than just a potentially tax efficient way of protecting and gifting assets for the next generation. They provide welcome protection for young children or vulnerable beneficiaries. We can help you set up and manage effective trust planning, providing you with peace of mind.

As a married couple (or civil partnership), what happens if one partner dies prematurely and the survivor remarries?

This is the most common question we are asked by customers of all ages! In short, if you have left everything to your partner in a Will or you jointly own the house or any other asset with them, the survivor receives what you leave them in a Will or the asset you jointly owned with them.

However what if you want to ensure your children from this relationship or indeed a previous relationship inherit your share of the house for example? If you have left it to your surviving partner and they then meet a new partner, how can you guarantee that your children will get your share? This is why you need to be talking to us about trusts planning.

NOTE: WELL STRUCTURED WILLS AND TRUSTS CAN ASSIST IN THE ESTATE PLANNING AND MITIGATION OF POTENTIAL INHERITANCE TAX.

ALL LEGAL SERVICES ARE PROVIDED BY 3rd PARTIES, MORTGAGES EXPLAINED AND INTRINSIC ARE NOT RESPONSIBLE FOR THE SERVICE OR ADVICE PROVIDED.

The Financial Conduct Authority does not regulate on Will Writing, Trust Planning, Estate Planning or Lasting Power of Attorney.

Mortgages Explained Ltd. Registered in England and Wales, under no. 06053305. Registered office address - 30-31 St. James Place, Mangotsfield, Bristol, BS16 9JB.

Mortgages Explained Ltd is an appointed representative of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority.

Correspondence Address: Mortgages Explained Ltd, Cobourg House, 32 Mayflower Street, Plymouth PL1 1QX. T: 01752 242767 F: 01752 200231

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.