PROTECTING YOUR

FAMILY

Mortgages Explained provide a FREE protection consultation. Mortgages Explained are responsible for offering you advice that will enable you to protect your home, lifestyle and your family in the event of sickness, death, serious illness and unemployment.

We will help you to understand the importance of protection and explain your options and how these products protect your family.

Watch Me

Click here to check our Risk Reality Calculator 

-

UNDERSTANDING

PROTECTION

PRODUCTS

AVAILABLE TO YOU

AND YOUR FAMILY

-

Life Insurance

Life insurance protects the policyholder’s family in the event of death. This provides reassuring that the policyholder's death will not result in financial hardship for their family.

The life insurance policy pays a lump sum in the event of the policyholder’s death, in exchange for which the policyholder pays a monthly premium.

Family Income Benefit

Family Income Benefit protects the policyholder’s family by providing a regular income in the event of death.

There is no investment element to Family Income Benefit and no surrender value at any time.

Income Protection

Income Protection protects the policyholder and their family, providing a regular long term income in the event that the policyholder is unable to work due to illness or accident.

The benefits of an Income Protection policy are paid to the policyholder as a monthly tax-free benefit in the event that they are unable to work due to illness or accident.

There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.

Critical Illness Cover

Critical Illness Cover provides protection by, providing a tax-free lump sum payment on diagnosis of a listed critical illness. This reduces the financial burden at a difficult time.

Accident, Sickness and Unemployment (ASU)

ASU pays a regular monthly amount normally for 1 year or until you are able to re-enter the workplace. Giving you peace of mind knowing that, in the event of redundancy or illness, your income will continue.

Mortgages normally do not have any protection insurance included, it's important to decide what kind of separate cover you need.

Book A free

Protection

Review

PROTECTING YOUR FAMILY

Mortgages Explained provide a FREE protection consultation. Mortgages Explained are responsible for offering you advice that will enable you to protect your home, lifestyle and your family in the event of sickness, death, serious illness and unemployment.

We will help you to understand the importance of protection and explain your options and how these products protect your family.

Watch Me

Click here to check our Risk Reality Calculator 

-

UNDERSTANDING PROTECTION PRODUCTS AVAILABLE TO YOU

AND YOUR FAMILY

-

Life Insurance

Life insurance protects the policyholder’s family in the event of death. This provides reassuring that the policyholder's death will not result in financial hardship for their family.

The life insurance policy pays a lump sum in the event of the policyholder’s death, in exchange for which the policyholder pays a monthly premium.

Family Income Benefit

Family Income Benefit protects the policyholder’s family by providing a regular income in the event of death.

There is no investment element to Family Income Benefit and no surrender value at any time.

Income Protection

Income Protection protects the policyholder and their family, providing a regular long term income in the event that the policyholder is unable to work due to illness or accident.

The benefits of an Income Protection policy are paid to the policyholder as a monthly tax-free benefit in the event that they are unable to work due to illness or accident.

There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.

Critical Illness Cover

Critical Illness Cover provides protection by, providing a tax-free lump sum payment on diagnosis of a listed critical illness. This reduces the financial burden at a difficult time.

Accident, Sickness and Unemployment (ASU)

ASU pays a regular monthly amount normally for 1 year or until you are able to re-enter the workplace. Giving you peace of mind knowing that, in the event of redundancy or illness, your income will continue.

Mortgages normally do not have any protection insurance included, it's important to decide what kind of separate cover you need.

Mortgage Adviser Plymouth Mortgage Advice Plymouth

Book A free Protection

Review

 

 

FREE Initial Mortgage

Enquiry

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

Mortgages Explained Ltd. Registered in England and Wales, under no. 06053305. Registered office address - 30-31 St. James Place, Mangotsfield, Bristol, BS16 9JB.

Mortgages Explained Ltd is an appointed representative of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority.

Correspondence Address: Mortgages Explained Ltd, Cobourg House, 32 Mayflower Street, Plymouth PL1 1QX. T: 01752 242767 F: 01752 200231

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.